About Us
Founded in 1988, Mark Lloyd Mortgages has built a strong reputation for providing exceptional mortgage advice with a friendly, client-focused approach. We believe in putting our clients first, ensuring strong communication and transparency throughout the entire process. As an independent, whole-of-market broker, we offer a wide range of mortgage options from both well-known and niche lenders, tailored to meet your unique needs.
Our dedicated team is committed to helping you navigate the complexities of the mortgage market, providing personalized solutions and expert guidance every step of the way. With our modern, digital-first approach, we make it easy for you to access professional advice and complete all necessary paperwork from the comfort of your home or workplace. Additionally, we understand the importance of personal connections and have not forgotten the value of face-to-face interactions. Our informal meeting rooms provide a welcoming space for those who prefer in-person consultations.
At Mark Lloyd Mortgages, we strive to make your mortgage journey as seamless and stress- free as possible, ensuring you find the best deal that suits your financial goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate some forms of buy-to-let mortgages.
Meet The Team

Mark Lloyd – FPC|CeMAP|CeRER
Founder/Brand Ambassador
Mark Lloyd, the visionary founder of Mark Lloyd Mortgages, established the company in 1988. Over the years, he has transitioned from advising to serving as the dynamic brand ambassador and driving force behind the company’s innovation. While he may no longer provide direct mortgage advice, Mark’s influence is stronger than ever. He spearheads new ideas and initiatives, ensuring that the company remains at the forefront of the industry. As the brand ambassador, Mark’s role involves promoting the company, engaging with customers, networking, and offering invaluable feedback that shapes the business’s strategic direction. His presence at events and on social media helps create a positive image and build strong relationships with potential clients and industry professionals. With his insights and experience, Mark continues to be the guiding light of Mark Lloyd Mortgages, much like a CEO, ensuring the company’s values and reputation thrive.
When he’s not steering the company towards new horizons, Mark loves to explore the world. Traveling is one of his greatest passions, and he enjoys experiencing new cultures, meeting people, and discovering hidden gems. Mark’s adventures enrich his life and broaden his perspective, ultimately bringing fresh ideas back to the company.

Matthew Whitehead – CeMAP
Managing Director
Meet Matt, Our Managing Director
Matthew is one of our senior advisers, spearheading the company’s growth and development of our vision for the future of financial advice. With 17 years of experience in the property and financial services industry, he has been a driving force at Mark Lloyd Mortgages since joining us in 2020. Matthew has introduced a new approach to financial advice and made it his mission to provide financial education to first-time buyers, home movers, and homeowners. He shares his experiences and advice to help clients reach their goals.
Matthew is the go-to person for complex mortgage solutions, thanks to his deep market knowledge and dedication to making clients feel at ease throughout the process. Known for his personal touch and attention to detail, he ensures each client receives tailored advice and support. When he’s not busy at work, you’ll find Matthew cheering on his local football team, admiring his favourite cars as a true petrolhead, and spending quality time with his family.

Bethan Mesce
Accounts/Office Manager
Meet Bethan, Our Accounts and Office Manager
Bethan is our meticulous and dedicated Accounts and Office Manager, ensuring the accuracy and integrity of our financial records while keeping our office running smoothly. She takes charge of preparing detailed financial statements, managing accounts payable and receivable, overseeing office operations, coordinating administrative tasks, and managing office supplies. Her attention to detail and organizational skills help us maintain a robust financial foundation, freeing our advisers and client account managers from these tasks so they can focus entirely on providing the best service to our clients. With a wealth of experience in financial management and office administration, Bethan is an indispensable member of our team, committed to delivering exceptional service and support. In her spare time, Bethan enjoys long walks and always looks forward to a movie night with her family.

Laura Waite
Client Relationship Manager
Meet Laura, Our Client Relationship Manager
Laura is our dedicated Client Relationship Manager, guiding clients smoothly through the mortgage process. She plays a pivotal role in our client journey by answering any questions and navigating clients through the complexities of the buying journey. Laura’s expertise and reassuring presence ensure that clients never feel overwhelmed, offering a supportive hand every step of the way. With 14 years of experience in the financial services industry, working in retail banking and some of the market-leading financial services businesses, Lauras’ wealth of knowledge and commitment to exceptional service make her an invaluable asset to our team. In her spare time, Laura enjoys spending quality time with her family and pursuing her passion for photography.
Contact us at enquiries@marklloydmortgages.co.uk and speak to one of our advisers today
Telephone us
Llanelli: 01554 701300 Swansea: 01792 804801
Claim your FREE credit report
Taking a look at your credit report will allow you to see all the information the lender will see when they check your credit profile.
The credit facility has a 30 days free period and can be cancelled at any time. It is then £14.99 per month. We will receive a small fee if you sign up for this service.
Important Information
Financial Conduct Authority Number : 1012273
Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Some forms of Buy to Let Mortgages, Commercial Mortgages, Conveyancing, Tax Advice, Trusts, Inheritance Tax, Wills and Estate Planning are not regulated by the Financial Conduct Authority. (FCA)
We are not authorised to give advice on Pensions and Investment, but can refer customers to an authorised specialist who can help assist in this area. A fee may be charged for advice.
Mark Lloyd Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 14022324. Registered Address : Suite 1 Avon House, Dafen Trade Park 2, Llanelli, Carmarthenshire SA14 8NA.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK